The Credit Counselling and Debt Management Agency, or commonly known as Agensi Kaunseling dan Pengurusan Kredit (AKPK), is an agency set up by Bank Negara Malaysia in April 2006 to help individuals take control of their financial situation and gain the peace of mind that comes from the wise use of credit.

Their services include financial education on the responsible use of money and credit management skills, financial advisory, as well as a debt management programme to assist consumers in regaining financial control.

MULA is a motivational story about how an elder’s proactive action inspires others to fix their village’s old wooden bridge for the convenience of everyone—young and old.



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